Insights

On Demand Pay white paper, 2023

Demand for flexible pay and usage is growing, and it’s a key driver of employee retention and productivity in established markets. It enables employees to receive all or part of their wages before their normally scheduled payday (also referred to as: Earned Wage Access (EWA) or Instant Pay).

This paper explores how flexible pay options are quickly becoming an expected job benefit, as while On Demand Pay is still relatively new to Australia or Europe, American companies such as PayPal, Walmart, McDonalds, Uber, Hilton, and Unilever provide the feature to their employees. In fact, some studies cite 80% of the Fortune 200 companies now offer it, and there was over $9.5 billion in earned wages facilitated in the USA in 2020, up from $6.3 billion in 2019.

Download white paper

On Demand Pay white paper, 2023

Demand for flexible pay and usage is growing, and it’s a key driver of employee retention and productivity in established markets. It enables employees to receive all or part of their wages before their normally scheduled payday (also referred to as: Earned Wage Access (EWA) or Instant Pay).

This paper explores how flexible pay options are quickly becoming an expected job benefit, as while On Demand Pay is still relatively new to Australia or Europe, American companies such as PayPal, Walmart, McDonalds, Uber, Hilton, and Unilever provide the feature to their employees. In fact, some studies cite 80% of the Fortune 200 companies now offer it, and there was over $9.5 billion in earned wages facilitated in the USA in 2020, up from $6.3 billion in 2019.

Download white paper

Platform Innovation white paper, September 2022

In today's economic climate, platforms play an important role to help businesses thrive in the face of challenging operating and competitive conditions. This paper explores different approaches, unique case studies and practical frameworks to help businesses decide on a platform approach and think deeply about which business areas, product lines and customer journeys would benefit from platform models.

The paper includes free helpful frameworks for businesses starting their platform strategy, such as:

- Platform ecosystem journey

- Opportunity discovery canvas

- VRIO framework

- DVF MVP canvas

- Business model canvas

Download white paper

Platform Innovation white paper, September 2022

In today's economic climate, platforms play an important role to help businesses thrive in the face of challenging operating and competitive conditions. This paper explores different approaches, unique case studies and practical frameworks to help businesses decide on a platform approach and think deeply about which business areas, product lines and customer journeys would benefit from platform models.

The paper includes free helpful frameworks for businesses starting their platform strategy, such as:

- Platform ecosystem journey

- Opportunity discovery canvas

- VRIO framework

- DVF MVP canvas

- Business model canvas

Download white paper

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